▼ 0.50% · 3.625%
HK$18,516
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,092
−HK$585/mo
Today · 4.125%
HK$19,677
baseline
▲ 0.50% · 4.625%
HK$20,874
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,354/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,599
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,151
−HK$561/mo
Today · 4.125%
HK$21,712
baseline
▲ 0.50% · 4.625%
HK$22,856
+HK$1,144/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,424/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,367
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,001
−HK$644/mo
Today · 4.125%
HK$21,645
baseline
▲ 0.50% · 4.625%
HK$22,962
+HK$1,317/mo
Deposit HK$3.65M · loan HK$4.47M · min. income ≈ HK$43,290/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,659
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,266
−HK$617/mo
Today · 4.125%
HK$23,883
baseline
▲ 0.50% · 4.625%
HK$25,142
+HK$1,259/mo
Deposit HK$3.65M · loan HK$4.47M · min. income ≈ HK$47,766/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,219
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,910
−HK$702/mo
Today · 4.125%
HK$23,612
baseline
▲ 0.50% · 4.625%
HK$25,049
+HK$1,437/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,224/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,718
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,381
−HK$673/mo
Today · 4.125%
HK$26,054
baseline
▲ 0.50% · 4.625%
HK$27,427
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,108/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,071
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,819
−HK$761/mo
Today · 4.125%
HK$25,580
baseline
▲ 0.50% · 4.625%
HK$27,136
+HK$1,556/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,160/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,778
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,496
−HK$729/mo
Today · 4.125%
HK$28,225
baseline
▲ 0.50% · 4.625%
HK$29,713
+HK$1,488/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,450/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,922
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,728
−HK$820/mo
Today · 4.125%
HK$27,548
baseline
▲ 0.50% · 4.625%
HK$29,224
+HK$1,676/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$55,096/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,838
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,612
−HK$784/mo
Today · 4.125%
HK$30,396
baseline
▲ 0.50% · 4.625%
HK$31,998
+HK$1,602/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$60,792/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,774
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,638
−HK$877/mo
Today · 4.125%
HK$29,515
baseline
▲ 0.50% · 4.625%
HK$31,311
+HK$1,796/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,030/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,898
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,727
−HK$840/mo
Today · 4.125%
HK$32,567
baseline
▲ 0.50% · 4.625%
HK$34,284
+HK$1,717/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,134/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,625
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,547
−HK$936/mo
Today · 4.125%
HK$31,483
baseline
▲ 0.50% · 4.625%
HK$33,399
+HK$1,916/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$62,966/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,958
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,842
−HK$896/mo
Today · 4.125%
HK$34,738
baseline
▲ 0.50% · 4.625%
HK$36,570
+HK$1,832/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$69,476/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,477
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,456
−HK$995/mo
Today · 4.125%
HK$33,451
baseline
▲ 0.50% · 4.625%
HK$35,486
+HK$2,035/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,902/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,018
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,957
−HK$953/mo
Today · 4.125%
HK$36,910
baseline
▲ 0.50% · 4.625%
HK$38,855
+HK$1,945/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,820/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,328
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,365
−HK$1,053/mo
Today · 4.125%
HK$35,418
baseline
▲ 0.50% · 4.625%
HK$37,574
+HK$2,156/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,836/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,078
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,072
−HK$1,009/mo
Today · 4.125%
HK$39,081
baseline
▲ 0.50% · 4.625%
HK$41,141
+HK$2,060/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$78,162/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,602 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).