Skip to content

5/F H

in Carado Garden Block 5

Sha Tin District · New Territories East

Switch unit
Floor
G/F J 593 ft² G/F C 593 ft² G/F E 584 ft² G/F F 429 ft² 1/F B 591 ft² 2/F D 593 ft² 2/F M 482 ft² 2/F G 428 ft² 3/F B 591 ft² 3/F K 593 ft² 3/F M 482 ft² 3/F A 428 ft² 3/F C 593 ft² 4/F C 593 ft² 4/F M 482 ft² 5/F A 428 ft² 5/F D 593 ft² 5/F L 483 ft² 5/F B 591 ft² 5/F G 428 ft² 5/F H 591 ft² 5/F J 593 ft² 6/F A 428 ft² 6/F E 591 ft² 6/F G 428 ft² 6/F M 482 ft² 6/F F 428 ft² 6/F H 591 ft² 7/F D 593 ft² 7/F F 428 ft² 7/F K 593 ft² 7/F M 482 ft² 7/F A 428 ft² 7/F B 591 ft² 8/F A 428 ft² 8/F E 591 ft² 8/F H 591 ft² 9/F D 593 ft² 9/F G 428 ft² 9/F K 593 ft² 9/F C 593 ft² 9/F J 593 ft² 10/F A 428 ft² 10/F C 593 ft² 10/F J 593 ft² 10/F K 593 ft² 11/F C 593 ft² 11/F D 593 ft² 11/F F 428 ft² 11/F H 591 ft² 11/F K 593 ft² 11/F L 483 ft² 12/F H 591 ft² 12/F E 591 ft² 12/F J 593 ft² 12/F M 482 ft² 13/F G 428 ft² 13/F K 593 ft² 13/F H 591 ft² 14/F E 591 ft² 14/F G 428 ft² 15/F K 593 ft² 15/F A 428 ft² 15/F G 428 ft² 16/F B 591 ft² 16/F G 428 ft² 16/F H 591 ft² 16/F K 593 ft² 17/F A 428 ft² 18/F D 593 ft² 18/F F 428 ft² 18/F E 591 ft² 18/F G 428 ft² 19/F A 428 ft² 19/F L 483 ft² 19/F M 482 ft² 19/F C 593 ft² 20/F C 593 ft² 20/F D 593 ft² 20/F G 428 ft² 20/F M 482 ft² 20/F A 428 ft² 20/F J 593 ft² 21/F F 428 ft² 22/F B 591 ft² 22/F G 428 ft² 22/F J 593 ft² 22/F K 593 ft² 22/F L 483 ft² 22/F H 591 ft² 23/F B 591 ft² 23/F K 593 ft² 23/F L 483 ft² 23/F M 482 ft² 23/F C 593 ft² 23/F H 591 ft² 24/F K 593 ft² 24/F B 591 ft² 25/F D 593 ft² 25/F G 428 ft² 25/F K 593 ft² 26/F A 428 ft² 26/F C 593 ft² 26/F G 428 ft² 26/F K 593 ft² 27/F G 428 ft² 27/F K 593 ft² 27/F F 428 ft² 27/F J 593 ft² 27/F L 483 ft²
Crescira AVM · estimated value Medium confidence
HK$5.43M
≈ HK$9,183 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$543K, with repayments around HK$23,671/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$22,275
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,967
−HK$704/mo
Today · 4.125%
HK$23,671
baseline
▲ 0.50% · 4.625%
HK$25,112
+HK$1,441/mo

Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$47,342/mo (50% DSR)

Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,106 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
H
Saleable Area
591 ft²
Gross Area
665 ft²
Efficiency
89%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2026-08-17 HK$4.90M +580.3%
2003-08-08 HK$720K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Wai
≈ 7 min walk · 553 m
Education
38
schools within 1 km (21 within 500 m)
Daily convenience
24
within 1 km (7 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
29
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Tai Wai Station (a rail station within an 8-min walk earns this label).

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 29 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com