▼ 0.50% · 3.625%
HK$13,114
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,522
−HK$415/mo
Today · 4.125%
HK$13,937
baseline
▲ 0.50% · 4.625%
HK$14,785
+HK$848/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$27,874/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,590
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,981
−HK$397/mo
Today · 4.125%
HK$15,378
baseline
▲ 0.50% · 4.625%
HK$16,189
+HK$811/mo
Deposit HK$2.88M · loan HK$2.88M · min. income ≈ HK$30,756/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,426
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,875
−HK$456/mo
Today · 4.125%
HK$15,331
baseline
▲ 0.50% · 4.625%
HK$16,263
+HK$932/mo
Deposit HK$2.59M · loan HK$3.16M · min. income ≈ HK$30,662/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,049
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,479
−HK$437/mo
Today · 4.125%
HK$16,916
baseline
▲ 0.50% · 4.625%
HK$17,807
+HK$891/mo
Deposit HK$2.59M · loan HK$3.16M · min. income ≈ HK$33,832/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,737
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,227
−HK$497/mo
Today · 4.125%
HK$16,724
baseline
▲ 0.50% · 4.625%
HK$17,742
+HK$1,018/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,448/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,508
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,977
−HK$477/mo
Today · 4.125%
HK$18,454
baseline
▲ 0.50% · 4.625%
HK$19,426
+HK$972/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,908/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,049
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,579
−HK$539/mo
Today · 4.125%
HK$18,118
baseline
▲ 0.50% · 4.625%
HK$19,220
+HK$1,102/mo
Deposit HK$2.01M · loan HK$3.74M · min. income ≈ HK$36,236/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,967
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,475
−HK$516/mo
Today · 4.125%
HK$19,991
baseline
▲ 0.50% · 4.625%
HK$21,045
+HK$1,054/mo
Deposit HK$2.01M · loan HK$3.74M · min. income ≈ HK$39,982/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,360
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,931
−HK$581/mo
Today · 4.125%
HK$19,512
baseline
▲ 0.50% · 4.625%
HK$20,699
+HK$1,187/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$39,024/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,426
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,973
−HK$556/mo
Today · 4.125%
HK$21,529
baseline
▲ 0.50% · 4.625%
HK$22,664
+HK$1,135/mo
Deposit HK$1.73M · loan HK$4.03M · min. income ≈ HK$43,058/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,672
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,284
−HK$621/mo
Today · 4.125%
HK$20,905
baseline
▲ 0.50% · 4.625%
HK$22,177
+HK$1,272/mo
Deposit HK$1.44M · loan HK$4.31M · min. income ≈ HK$41,810/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,885
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,471
−HK$596/mo
Today · 4.125%
HK$23,067
baseline
▲ 0.50% · 4.625%
HK$24,283
+HK$1,216/mo
Deposit HK$1.44M · loan HK$4.31M · min. income ≈ HK$46,134/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,983
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,636
−HK$663/mo
Today · 4.125%
HK$22,299
baseline
▲ 0.50% · 4.625%
HK$23,656
+HK$1,357/mo
Deposit HK$1.15M · loan HK$4.60M · min. income ≈ HK$44,598/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,343
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,970
−HK$635/mo
Today · 4.125%
HK$24,605
baseline
▲ 0.50% · 4.625%
HK$25,902
+HK$1,297/mo
Deposit HK$1.15M · loan HK$4.60M · min. income ≈ HK$49,210/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,295
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,988
−HK$705/mo
Today · 4.125%
HK$23,693
baseline
▲ 0.50% · 4.625%
HK$25,134
+HK$1,441/mo
Deposit HK$863K · loan HK$4.89M · min. income ≈ HK$47,386/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,802
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,468
−HK$674/mo
Today · 4.125%
HK$26,142
baseline
▲ 0.50% · 4.625%
HK$27,520
+HK$1,378/mo
Deposit HK$863K · loan HK$4.89M · min. income ≈ HK$52,284/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,606
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,340
−HK$746/mo
Today · 4.125%
HK$25,086
baseline
▲ 0.50% · 4.625%
HK$26,613
+HK$1,527/mo
Deposit HK$575K · loan HK$5.18M · min. income ≈ HK$50,172/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,261
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,966
−HK$714/mo
Today · 4.125%
HK$27,680
baseline
▲ 0.50% · 4.625%
HK$29,139
+HK$1,459/mo
Deposit HK$575K · loan HK$5.18M · min. income ≈ HK$55,360/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$129,405 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).