▼ 0.50% · 3.625%
HK$12,928
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,330
−HK$409/mo
Today · 4.125%
HK$13,739
baseline
▲ 0.50% · 4.625%
HK$14,575
+HK$836/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,478/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,382
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,768
−HK$391/mo
Today · 4.125%
HK$15,159
baseline
▲ 0.50% · 4.625%
HK$15,958
+HK$799/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,318/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,221
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,663
−HK$449/mo
Today · 4.125%
HK$15,112
baseline
▲ 0.50% · 4.625%
HK$16,032
+HK$920/mo
Deposit HK$2.55M · loan HK$3.12M · min. income ≈ HK$30,224/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,820
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,245
−HK$430/mo
Today · 4.125%
HK$16,675
baseline
▲ 0.50% · 4.625%
HK$17,554
+HK$879/mo
Deposit HK$2.55M · loan HK$3.12M · min. income ≈ HK$33,350/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,513
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,996
−HK$490/mo
Today · 4.125%
HK$16,486
baseline
▲ 0.50% · 4.625%
HK$17,489
+HK$1,003/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,972/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,259
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,721
−HK$470/mo
Today · 4.125%
HK$18,191
baseline
▲ 0.50% · 4.625%
HK$19,150
+HK$959/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,382/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,806
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,329
−HK$531/mo
Today · 4.125%
HK$17,860
baseline
▲ 0.50% · 4.625%
HK$18,947
+HK$1,087/mo
Deposit HK$1.98M · loan HK$3.69M · min. income ≈ HK$35,720/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,697
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,198
−HK$509/mo
Today · 4.125%
HK$19,707
baseline
▲ 0.50% · 4.625%
HK$20,746
+HK$1,039/mo
Deposit HK$1.98M · loan HK$3.69M · min. income ≈ HK$39,414/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,099
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,662
−HK$572/mo
Today · 4.125%
HK$19,234
baseline
▲ 0.50% · 4.625%
HK$20,404
+HK$1,170/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,468/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,135
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,675
−HK$548/mo
Today · 4.125%
HK$21,223
baseline
▲ 0.50% · 4.625%
HK$22,341
+HK$1,118/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,446/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,392
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,995
−HK$613/mo
Today · 4.125%
HK$20,608
baseline
▲ 0.50% · 4.625%
HK$21,862
+HK$1,254/mo
Deposit HK$1.42M · loan HK$4.25M · min. income ≈ HK$41,216/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,573
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,152
−HK$587/mo
Today · 4.125%
HK$22,739
baseline
▲ 0.50% · 4.625%
HK$23,937
+HK$1,198/mo
Deposit HK$1.42M · loan HK$4.25M · min. income ≈ HK$45,478/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,685
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,328
−HK$654/mo
Today · 4.125%
HK$21,982
baseline
▲ 0.50% · 4.625%
HK$23,319
+HK$1,337/mo
Deposit HK$1.13M · loan HK$4.54M · min. income ≈ HK$43,964/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,011
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,629
−HK$626/mo
Today · 4.125%
HK$24,255
baseline
▲ 0.50% · 4.625%
HK$25,533
+HK$1,278/mo
Deposit HK$1.13M · loan HK$4.54M · min. income ≈ HK$48,510/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,977
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,661
−HK$695/mo
Today · 4.125%
HK$23,356
baseline
▲ 0.50% · 4.625%
HK$24,777
+HK$1,421/mo
Deposit HK$850K · loan HK$4.82M · min. income ≈ HK$46,712/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,450
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,105
−HK$666/mo
Today · 4.125%
HK$25,771
baseline
▲ 0.50% · 4.625%
HK$27,129
+HK$1,358/mo
Deposit HK$850K · loan HK$4.82M · min. income ≈ HK$51,542/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,270
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,994
−HK$735/mo
Today · 4.125%
HK$24,729
baseline
▲ 0.50% · 4.625%
HK$26,234
+HK$1,505/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$49,458/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,888
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,582
−HK$704/mo
Today · 4.125%
HK$27,286
baseline
▲ 0.50% · 4.625%
HK$28,725
+HK$1,439/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$54,572/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,564 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).