At today's rate and a 90% mortgage, the deposit on this unit is about HK$320K, with repayments around HK$13,952/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$320K · loan HK$2.88M · min. income ≈ HK$27,904/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tai Wai Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 4
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-07 | HK$4.50M | +19.0% 4.5y · 4.0%/yr |
| 2016-12-14 | HK$3.78M | +45.4% 3.0y · 15.0%/yr |
| 2013-11-29 | HK$2.60M | +42.9% |
| 2011-09-09 | HK$1.82M | +31.9% |
| 2010-03-19 | HK$1.38M | +21.1% |
| 1995-12-15 | HK$1.14M | — |