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Crescira AVM · estimated value Medium confidence
HK$11.06M
≈ HK$11,746 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.32M, with repayments around HK$37,539/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$35,323
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,422
−HK$1,117/mo
Today · 4.125%
HK$37,539
baseline
▲ 0.50% · 4.625%
HK$39,823
+HK$2,284/mo

Deposit HK$3.32M · loan HK$7.75M · min. income ≈ HK$75,078/mo (50% DSR)

Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,938 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
942 ft²
Gross Area
1,203 ft²
Efficiency
78%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2020-06-03 HK$12.00M +63.3%
7.8y
2012-08-22 HK$7.35M +18.0%
2011-01-21 HK$6.23M +3.8%
2008-03-14 HK$6.00M +47.4%
2006-10-19 HK$4.07M +16.3%
2001-10-12 HK$3.50M −14.6%
2000-07-17 HK$4.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hin Keng
≈ 7 min walk · 508 m
Education
27
schools within 1 km (19 within 500 m)
Daily convenience
15
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
17
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Hin Keng Station (a rail station within an 8-min walk earns this label).

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 17 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com