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Crescira AVM · estimated value Medium confidence
HK$14.41M
≈ HK$10,544 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.32M, with repayments around HK$48,897/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,012
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,443
−HK$1,454/mo
Today · 4.125%
HK$48,897
baseline
▲ 0.50% · 4.625%
HK$51,873
+HK$2,976/mo

Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,794/mo (50% DSR)

Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,496 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
B
Saleable Area
1,367 ft²
Gross Area
1,709 ft²
Efficiency
80%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2014-06-17 HK$11.85M +60.6%
2007-11-16 HK$7.38M +10.1%
1996-01-23 HK$6.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sha Tin
≈ 15 min walk · 1,156 m
Education
18
schools within 1 km (4 within 500 m)
Daily convenience
12
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 12 shopping and daily-needs spots nearby.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com