Crescira AVM · estimated value
● Medium confidence
HK$10.07M
≈ HK$9,635 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.02M, with repayments around HK$34,157/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$32,141
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,141
−HK$1,016/mo
Today · 4.125%
HK$34,157
baseline
▲ 0.50% · 4.625%
HK$36,235
+HK$2,078/mo
Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$68,314/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,825 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Sha Tin
≈ 14 min walk · 1,108 m
Education
17
schools within 1 km (4 within 500 m)
Daily convenience
12
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 12 shopping and daily-needs spots nearby.
Green space & leisure — 10 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 1,045 Saleable ft²
- Gross Area
- 1,328 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2012-11-05 | HK$8.08M | +61.6% |
| 2006-02-10 | HK$5.00M | +8.7% |
| 1999-10-07 | HK$4.60M | −9.8% |
| 1995-12-01 | HK$5.10M | — |
Other appraised units in this building
Data sourced from Renavon.com