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Crescira AVM · estimated value Medium confidence
HK$10.97M
≈ HK$10,411 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.29M, with repayments around HK$37,227/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$35,030
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,120
−HK$1,107/mo
Today · 4.125%
HK$37,227
baseline
▲ 0.50% · 4.625%
HK$39,492
+HK$2,265/mo

Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,454/mo (50% DSR)

Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,494 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sha Tin
≈ 14 min walk · 1,111 m
Education
17
schools within 1 km (4 within 500 m)
Daily convenience
11
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 11 shopping and daily-needs spots nearby.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
7/F
Flat
A
Saleable Area
1,054 Saleable ft²
Gross Area
1,316 ft²
Efficiency
80%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2015-11-19 HK$11.38M +70.4%
2008-04-22 HK$6.68M +3.9%
1996-11-13 HK$6.43M
Data sourced from Renavon.com