▼ 0.50% · 3.625%
HK$20,600
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,240
−HK$651/mo
Today · 4.125%
HK$21,891
baseline
▲ 0.50% · 4.625%
HK$23,223
+HK$1,332/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,782/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,917
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,531
−HK$624/mo
Today · 4.125%
HK$24,155
baseline
▲ 0.50% · 4.625%
HK$25,428
+HK$1,273/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,310/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,660
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,364
−HK$717/mo
Today · 4.125%
HK$24,081
baseline
▲ 0.50% · 4.625%
HK$25,546
+HK$1,465/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,162/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,209
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,885
−HK$686/mo
Today · 4.125%
HK$26,571
baseline
▲ 0.50% · 4.625%
HK$27,971
+HK$1,400/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,142/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,488
−HK$782/mo
Today · 4.125%
HK$26,270
baseline
▲ 0.50% · 4.625%
HK$27,868
+HK$1,598/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,540/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,500
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$748/mo
Today · 4.125%
HK$28,986
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,528/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,972/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,780
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,613
−HK$846/mo
Today · 4.125%
HK$28,459
baseline
▲ 0.50% · 4.625%
HK$30,190
+HK$1,731/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,918/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,792
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,591
−HK$811/mo
Today · 4.125%
HK$31,402
baseline
▲ 0.50% · 4.625%
HK$33,057
+HK$1,655/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,804/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,839
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,737
−HK$911/mo
Today · 4.125%
HK$30,648
baseline
▲ 0.50% · 4.625%
HK$32,513
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,296/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,084
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,944
−HK$873/mo
Today · 4.125%
HK$33,817
baseline
▲ 0.50% · 4.625%
HK$35,600
+HK$1,783/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,634/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,899
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,861
−HK$976/mo
Today · 4.125%
HK$32,837
baseline
▲ 0.50% · 4.625%
HK$34,835
+HK$1,998/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,674/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,375
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,297
−HK$936/mo
Today · 4.125%
HK$36,233
baseline
▲ 0.50% · 4.625%
HK$38,142
+HK$1,909/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,466/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,959
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,985
−HK$1,041/mo
Today · 4.125%
HK$35,026
baseline
▲ 0.50% · 4.625%
HK$37,158
+HK$2,132/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,052/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,667
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,650
−HK$998/mo
Today · 4.125%
HK$38,648
baseline
▲ 0.50% · 4.625%
HK$40,685
+HK$2,037/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,296/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,019
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,109
−HK$1,106/mo
Today · 4.125%
HK$37,215
baseline
▲ 0.50% · 4.625%
HK$39,480
+HK$2,265/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,430/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,959
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,004
−HK$1,060/mo
Today · 4.125%
HK$41,064
baseline
▲ 0.50% · 4.625%
HK$43,228
+HK$2,164/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,128/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,079
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,233
−HK$1,172/mo
Today · 4.125%
HK$39,405
baseline
▲ 0.50% · 4.625%
HK$41,802
+HK$2,397/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,810/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,250
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,357
−HK$1,122/mo
Today · 4.125%
HK$43,479
baseline
▲ 0.50% · 4.625%
HK$45,771
+HK$2,292/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,958/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,391 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).