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Crescira AVM · estimated value Medium confidence
HK$10.52M
≈ HK$11,164 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.16M, with repayments around HK$35,679/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,573
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,618
−HK$1,061/mo
Today · 4.125%
HK$35,679
baseline
▲ 0.50% · 4.625%
HK$37,850
+HK$2,171/mo

Deposit HK$3.16M · loan HK$7.36M · min. income ≈ HK$71,358/mo (50% DSR)

Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,378 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
B
Saleable Area
942 ft²
Gross Area
1,203 ft²
Efficiency
78%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2021-08-27 HK$13.40M +7.6%
4.1y
2017-07-11 HK$12.45M +149.0%
9.7y
2007-11-15 HK$5.00M +12.4%
2005-02-21 HK$4.45M −15.9%
1995-12-02 HK$5.29M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hin Keng
≈ 7 min walk · 508 m
Education
27
schools within 1 km (19 within 500 m)
Daily convenience
15
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
17
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Hin Keng Station (a rail station within an 8-min walk earns this label).

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 17 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com