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At today's rate and a 90% mortgage, the deposit on this unit is about HK$637K, with repayments around HK$27,799/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$637K · loan HK$5.74M · min. income ≈ HK$55,598/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$172,314 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- E
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 562 ft²
- Efficiency
- 80%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-12 | HK$7.45M | +24.2% 3.6y · 7.0%/yr |
| 2017-05-23 | HK$6.00M | +57.9% 5.0y · 12.0%/yr |
| 2012-05-25 | HK$3.80M | +66.7% |
| 2008-09-04 | HK$2.28M | +20.0% |
| 2006-07-11 | HK$1.90M | +4.4% |
| 1998-05-16 | HK$1.82M | −14.6% |
| 1995-12-19 | HK$2.13M | — |