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At today's rate and a 90% mortgage, the deposit on this unit is about HK$583K, with repayments around HK$25,427/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$50,854/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,163 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Ma On Shan Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- G
- Saleable Area
- 417 Saleable ft²
- Gross Area
- 544 ft²
- Efficiency
- 77%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-23 | HK$6.80M | +4.3% 0.5y |
| 2020-03-04 | HK$6.52M | +112.4% 8.5y · 13.0%/yr |
| 2011-08-17 | HK$3.07M | +29.0% |
| 2010-02-18 | HK$2.38M | +3.5% |
| 2008-02-14 | HK$2.30M | +31.4% |
| 2006-04-13 | HK$1.75M | −29.4% |
| 1996-08-22 | HK$2.48M | — |