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At today's rate and a 90% mortgage, the deposit on this unit is about HK$586K, with repayments around HK$25,542/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$586K · loan HK$5.27M · min. income ≈ HK$51,084/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,753 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Ma On Shan Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 404 Saleable ft²
- Gross Area
- 529 ft²
- Efficiency
- 76%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-31 | HK$7.70M | +10.8% 3.2y · 3.0%/yr |
| 2018-06-22 | HK$6.95M | +117.2% 6.3y · 19.0%/yr |
| 2012-03-08 | HK$3.20M | +34.5% |
| 2008-06-27 | HK$2.38M | +24.0% |
| 2007-11-01 | HK$1.92M | +14.3% |
| 2004-12-24 | HK$1.68M | −2.9% |
| 2001-05-16 | HK$1.73M | −43.8% |
| 1997-03-08 | HK$3.08M | +18.0% |
| 1996-08-20 | HK$2.61M | — |