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At today's rate and a 90% mortgage, the deposit on this unit is about HK$537K, with repayments around HK$23,424/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,848/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,831 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Ma On Shan Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 394 Saleable ft²
- Gross Area
- 519 ft²
- Efficiency
- 76%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-09 | HK$6.10M | +1.7% 4.5y · 0.0%/yr |
| 2018-06-08 | HK$6.00M | +40.2% 3.7y · 11.0%/yr |
| 2014-09-17 | HK$4.28M | +47.1% |
| 2011-09-09 | HK$2.91M | +123.8% |
| 2003-11-08 | HK$1.30M | +23.8% |
| 2003-10-09 | HK$1.05M | −62.5% |
| 1997-01-30 | HK$2.80M | +16.2% |
| 1996-10-08 | HK$2.41M | — |