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At today's rate and a 90% mortgage, the deposit on this unit is about HK$555K, with repayments around HK$24,206/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$555K · loan HK$4.99M · min. income ≈ HK$48,412/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,866 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Ma On Shan Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 396 Saleable ft²
- Gross Area
- 531 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-09 | HK$5.50M | −8.3% 7.9y · −1.0%/yr |
| 2017-10-20 | HK$6.00M | +50.0% 3.9y · 13.0%/yr |
| 2013-11-18 | HK$4.00M | +25.4% |
| 2011-11-03 | HK$3.19M | +68.8% |
| 2005-04-25 | HK$1.89M | −48.9% |
| 1997-08-22 | HK$3.70M | +61.6% |
| 1995-08-15 | HK$2.29M | — |