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At today's rate and a 90% mortgage, the deposit on this unit is about HK$598K, with repayments around HK$26,076/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$52,152/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$134,510 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- D
- Saleable Area
- 395 Saleable ft²
- Gross Area
- 533 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-27 | HK$6.15M | +9.8% 8.0y · 1.0%/yr |
| 2018-05-02 | HK$5.60M | +191.7% 13.0y · 15.0%/yr |
| 2005-04-30 | HK$1.92M | +9.7% |
| 2004-12-28 | HK$1.75M | +297.7% |
| 2002-04-20 | HK$440K | −78.0% |
| 1998-12-09 | HK$2.00M | −15.6% |
| 1995-08-11 | HK$2.37M | — |