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At today's rate and a 90% mortgage, the deposit on this unit is about HK$590K, with repayments around HK$25,733/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$51,466/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$132,742 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 562 ft²
- Efficiency
- 80%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-18 | HK$7.00M | +3.2% 3.9y · 1.0%/yr |
| 2018-04-12 | HK$6.78M | +106.7% 6.1y · 18.0%/yr |
| 2012-02-29 | HK$3.28M | +41.4% |
| 2009-09-24 | HK$2.32M | +33.3% |
| 2007-03-29 | HK$1.74M | −12.1% |
| 1999-01-15 | HK$1.98M | −3.9% |
| 1995-10-31 | HK$2.06M | — |