At today's rate and a 90% mortgage, the deposit on this unit is about HK$231K, with repayments around HK$10,065/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$231K · loan HK$2.08M · min. income ≈ HK$20,130/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Tai Wai Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 273 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-15 | HK$3.50M | −12.1% 0.9y |
| 2018-04-25 | HK$3.98M | +141.2% 7.4y · 19.0%/yr |
| 2010-11-18 | HK$1.65M | +111.5% |
| 2004-12-02 | HK$780K | +18.2% |
| 2003-11-27 | HK$660K | −20.5% |
| 2000-10-20 | HK$830K | — |