▼ 0.50% · 3.625%
HK$15,964
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,460
−HK$505/mo
Today · 4.125%
HK$16,965
baseline
▲ 0.50% · 4.625%
HK$17,997
+HK$1,032/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,930/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,760
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,236
−HK$483/mo
Today · 4.125%
HK$18,719
baseline
▲ 0.50% · 4.625%
HK$19,706
+HK$987/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,438/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,560
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,106
−HK$555/mo
Today · 4.125%
HK$18,661
baseline
▲ 0.50% · 4.625%
HK$19,797
+HK$1,136/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,322/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,536
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,060
−HK$531/mo
Today · 4.125%
HK$20,591
baseline
▲ 0.50% · 4.625%
HK$21,676
+HK$1,085/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,182/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,157
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,753
−HK$605/mo
Today · 4.125%
HK$20,358
baseline
▲ 0.50% · 4.625%
HK$21,597
+HK$1,239/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,716/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,312
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,883
−HK$580/mo
Today · 4.125%
HK$22,463
baseline
▲ 0.50% · 4.625%
HK$23,647
+HK$1,184/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,926/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,753
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,399
−HK$655/mo
Today · 4.125%
HK$22,054
baseline
▲ 0.50% · 4.625%
HK$23,396
+HK$1,342/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,108/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,088
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,707
−HK$628/mo
Today · 4.125%
HK$24,335
baseline
▲ 0.50% · 4.625%
HK$25,618
+HK$1,283/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,670/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,349
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,045
−HK$706/mo
Today · 4.125%
HK$23,751
baseline
▲ 0.50% · 4.625%
HK$25,196
+HK$1,445/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,502/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,864
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,530
−HK$677/mo
Today · 4.125%
HK$26,207
baseline
▲ 0.50% · 4.625%
HK$27,588
+HK$1,381/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,414/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,691
−HK$756/mo
Today · 4.125%
HK$25,447
baseline
▲ 0.50% · 4.625%
HK$26,996
+HK$1,549/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,894/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,639
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$725/mo
Today · 4.125%
HK$28,079
baseline
▲ 0.50% · 4.625%
HK$29,559
+HK$1,480/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,158/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,542
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,337
−HK$807/mo
Today · 4.125%
HK$27,144
baseline
▲ 0.50% · 4.625%
HK$28,796
+HK$1,652/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,288/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,415
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,178
−HK$773/mo
Today · 4.125%
HK$29,951
baseline
▲ 0.50% · 4.625%
HK$31,529
+HK$1,578/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,902/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,139
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,983
−HK$857/mo
Today · 4.125%
HK$28,840
baseline
▲ 0.50% · 4.625%
HK$30,595
+HK$1,755/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,680/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,191
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,001
−HK$822/mo
Today · 4.125%
HK$31,823
baseline
▲ 0.50% · 4.625%
HK$33,500
+HK$1,677/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,646/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,735
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,629
−HK$908/mo
Today · 4.125%
HK$30,537
baseline
▲ 0.50% · 4.625%
HK$32,395
+HK$1,858/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,074/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,967
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,825
−HK$869/mo
Today · 4.125%
HK$33,694
baseline
▲ 0.50% · 4.625%
HK$35,471
+HK$1,777/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,388/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,028 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).