▼ 0.50% · 3.625%
HK$15,513
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,996
−HK$490/mo
Today · 4.125%
HK$16,486
baseline
▲ 0.50% · 4.625%
HK$17,489
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,972/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,258
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,721
−HK$470/mo
Today · 4.125%
HK$18,191
baseline
▲ 0.50% · 4.625%
HK$19,150
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,382/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,065
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,595
−HK$540/mo
Today · 4.125%
HK$18,135
baseline
▲ 0.50% · 4.625%
HK$19,238
+HK$1,103/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,270/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,984
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,493
−HK$517/mo
Today · 4.125%
HK$20,010
baseline
▲ 0.50% · 4.625%
HK$21,065
+HK$1,055/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,020/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,616
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,195
−HK$588/mo
Today · 4.125%
HK$19,783
baseline
▲ 0.50% · 4.625%
HK$20,987
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,566/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,710
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,265
−HK$564/mo
Today · 4.125%
HK$21,829
baseline
▲ 0.50% · 4.625%
HK$22,980
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,658/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,167
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,795
−HK$637/mo
Today · 4.125%
HK$21,432
baseline
▲ 0.50% · 4.625%
HK$22,736
+HK$1,304/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,864/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,436
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,038
−HK$610/mo
Today · 4.125%
HK$23,648
baseline
▲ 0.50% · 4.625%
HK$24,894
+HK$1,246/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,296/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,719
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,394
−HK$686/mo
Today · 4.125%
HK$23,080
baseline
▲ 0.50% · 4.625%
HK$24,485
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,160/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,162
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,810
−HK$657/mo
Today · 4.125%
HK$25,467
baseline
▲ 0.50% · 4.625%
HK$26,809
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,934/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,270
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,994
−HK$735/mo
Today · 4.125%
HK$24,729
baseline
▲ 0.50% · 4.625%
HK$26,234
+HK$1,505/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,458/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,887
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,582
−HK$704/mo
Today · 4.125%
HK$27,286
baseline
▲ 0.50% · 4.625%
HK$28,724
+HK$1,438/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,572/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,821
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,593
−HK$785/mo
Today · 4.125%
HK$26,378
baseline
▲ 0.50% · 4.625%
HK$27,983
+HK$1,605/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,756/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,613
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,354
−HK$751/mo
Today · 4.125%
HK$29,105
baseline
▲ 0.50% · 4.625%
HK$30,639
+HK$1,534/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,210/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,373
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,193
−HK$833/mo
Today · 4.125%
HK$28,026
baseline
▲ 0.50% · 4.625%
HK$29,732
+HK$1,706/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,052/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,339
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,126
−HK$798/mo
Today · 4.125%
HK$30,924
baseline
▲ 0.50% · 4.625%
HK$32,554
+HK$1,630/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,848/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,924
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,792
−HK$883/mo
Today · 4.125%
HK$29,675
baseline
▲ 0.50% · 4.625%
HK$31,481
+HK$1,806/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,350/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,065
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,898
−HK$845/mo
Today · 4.125%
HK$32,743
baseline
▲ 0.50% · 4.625%
HK$34,469
+HK$1,726/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,486/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).