Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$609K, with repayments around HK$26,556/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$53,112/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$143,823 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- D
- Saleable Area
- 434 Saleable ft²
- Gross Area
- 603 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-22 | HK$7.04M | +50.1% 4.8y · 10.0%/yr |
| 2016-06-27 | HK$4.69M | +97.1% 6.0y · 16.0%/yr |
| 2010-07-15 | HK$2.38M | +10.7% |
| 2008-02-20 | HK$2.15M | +26.5% |
| 2007-11-29 | HK$1.70M | −20.2% |
| 1999-03-15 | HK$2.13M | — |