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At today's rate and a 90% mortgage, the deposit on this unit is about HK$571K, with repayments around HK$24,892/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$571K · loan HK$5.14M · min. income ≈ HK$49,784/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$128,405 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- H
- Saleable Area
- 454 Saleable ft²
- Gross Area
- 620 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-12 | HK$5.40M | −10.0% 3.0y · −3.0%/yr |
| 2022-11-15 | HK$6.00M | +187.1% 13.3y · 14.0%/yr |
| 2009-07-30 | HK$2.09M | +22.9% |
| 2004-12-22 | HK$1.70M | +15.6% |
| 2004-10-13 | HK$1.47M | −29.0% |
| 1998-07-28 | HK$2.07M | — |