Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$911K, with repayments around HK$39,746/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,492/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,225 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 38/F
- Flat
- A
- Saleable Area
- 688 Saleable ft²
- Gross Area
- 918 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-26 | HK$10.00M | +0.0% 1.0y · 0.0%/yr |
| 2021-08-20 | HK$10.00M | +13.6% 3.7y · 4.0%/yr |
| 2017-12-05 | HK$8.80M | +28.5% 4.9y · 6.0%/yr |
| 2013-01-18 | HK$6.85M | +110.1% |
| 1998-12-03 | HK$3.26M | — |