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At today's rate and a 90% mortgage, the deposit on this unit is about HK$529K, with repayments around HK$23,062/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,124/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$118,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- E
- Saleable Area
- 420 Saleable ft²
- Gross Area
- 577 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-03 | HK$6.28M | +18.5% 3.3y · 6.0%/yr |
| 2017-08-15 | HK$5.30M | +35.9% 3.0y · 12.0%/yr |
| 2014-07-31 | HK$3.90M | +50.0% |
| 2011-05-11 | HK$2.60M | +84.4% |
| 2006-11-24 | HK$1.41M | −30.2% |
| 1999-01-08 | HK$2.02M | +34.7% |
| 1996-10-11 | HK$1.50M | — |