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At today's rate and a 90% mortgage, the deposit on this unit is about HK$648K, with repayments around HK$28,269/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$56,538/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$183,098 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- G
- Saleable Area
- 463 Saleable ft²
- Gross Area
- 595 ft²
- Efficiency
- 78%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-05 | HK$7.83M | +37.8% 5.3y · 7.0%/yr |
| 2017-01-24 | HK$5.68M | +29.7% 3.2y · 9.0%/yr |
| 2013-10-29 | HK$4.38M | +29.6% |
| 2011-09-21 | HK$3.38M | +8.3% |
| 1998-06-11 | HK$3.12M | +6.8% |
| 1997-02-15 | HK$2.92M | — |