▼ 0.50% · 3.625%
HK$22,495
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,195
−HK$711/mo
Today · 4.125%
HK$23,906
baseline
▲ 0.50% · 4.625%
HK$25,360
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,812/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,025
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,697
−HK$681/mo
Today · 4.125%
HK$26,378
baseline
▲ 0.50% · 4.625%
HK$27,768
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,756/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,745
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,514
−HK$782/mo
Today · 4.125%
HK$26,296
baseline
▲ 0.50% · 4.625%
HK$27,896
+HK$1,600/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,592/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,528
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,266
−HK$749/mo
Today · 4.125%
HK$29,015
baseline
▲ 0.50% · 4.625%
HK$30,545
+HK$1,530/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,030/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,994
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,834
−HK$853/mo
Today · 4.125%
HK$28,687
baseline
▲ 0.50% · 4.625%
HK$30,432
+HK$1,745/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,374/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,031
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,836
−HK$817/mo
Today · 4.125%
HK$31,653
baseline
▲ 0.50% · 4.625%
HK$33,322
+HK$1,669/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,306/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,244
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,153
−HK$924/mo
Today · 4.125%
HK$31,077
baseline
▲ 0.50% · 4.625%
HK$32,968
+HK$1,891/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,154/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,533
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,406
−HK$885/mo
Today · 4.125%
HK$34,291
baseline
▲ 0.50% · 4.625%
HK$36,098
+HK$1,807/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,582/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,493
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,473
−HK$995/mo
Today · 4.125%
HK$33,468
baseline
▲ 0.50% · 4.625%
HK$35,504
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,936/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,036
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,975
−HK$954/mo
Today · 4.125%
HK$36,929
baseline
▲ 0.50% · 4.625%
HK$38,875
+HK$1,946/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,858/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,743
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,792
−HK$1,066/mo
Today · 4.125%
HK$35,858
baseline
▲ 0.50% · 4.625%
HK$38,040
+HK$2,182/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,716/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,538
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,545
−HK$1,021/mo
Today · 4.125%
HK$39,566
baseline
▲ 0.50% · 4.625%
HK$41,652
+HK$2,086/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,132/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,992
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,112
−HK$1,137/mo
Today · 4.125%
HK$38,249
baseline
▲ 0.50% · 4.625%
HK$40,576
+HK$2,327/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,498/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,041
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,115
−HK$1,089/mo
Today · 4.125%
HK$42,204
baseline
▲ 0.50% · 4.625%
HK$44,429
+HK$2,225/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,408/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,242
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,431
−HK$1,209/mo
Today · 4.125%
HK$40,640
baseline
▲ 0.50% · 4.625%
HK$43,112
+HK$2,472/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,280/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,543
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,684
−HK$1,158/mo
Today · 4.125%
HK$44,842
baseline
▲ 0.50% · 4.625%
HK$47,205
+HK$2,363/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,684/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,491
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,751
−HK$1,279/mo
Today · 4.125%
HK$43,030
baseline
▲ 0.50% · 4.625%
HK$45,648
+HK$2,618/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,060/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,046
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,254
−HK$1,226/mo
Today · 4.125%
HK$47,480
baseline
▲ 0.50% · 4.625%
HK$49,982
+HK$2,502/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$94,960/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,513 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).