▼ 0.50% · 3.625%
HK$16,420
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,931
−HK$519/mo
Today · 4.125%
HK$17,450
baseline
▲ 0.50% · 4.625%
HK$18,511
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,900/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,267
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,757
−HK$497/mo
Today · 4.125%
HK$19,254
baseline
▲ 0.50% · 4.625%
HK$20,269
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,508/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,062
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,624
−HK$571/mo
Today · 4.125%
HK$19,195
baseline
▲ 0.50% · 4.625%
HK$20,363
+HK$1,168/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,390/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,094
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,633
−HK$546/mo
Today · 4.125%
HK$21,179
baseline
▲ 0.50% · 4.625%
HK$22,296
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,358/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,704
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,317
−HK$623/mo
Today · 4.125%
HK$20,940
baseline
▲ 0.50% · 4.625%
HK$22,214
+HK$1,274/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,880/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,921
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,508
−HK$597/mo
Today · 4.125%
HK$23,105
baseline
▲ 0.50% · 4.625%
HK$24,323
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,210/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,346
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,010
−HK$675/mo
Today · 4.125%
HK$22,685
baseline
▲ 0.50% · 4.625%
HK$24,065
+HK$1,380/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,370/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,747
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,384
−HK$646/mo
Today · 4.125%
HK$25,030
baseline
▲ 0.50% · 4.625%
HK$26,350
+HK$1,320/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,060/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,988
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,703
−HK$727/mo
Today · 4.125%
HK$24,430
baseline
▲ 0.50% · 4.625%
HK$25,916
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,860/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,574
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,260
−HK$696/mo
Today · 4.125%
HK$26,956
baseline
▲ 0.50% · 4.625%
HK$28,376
+HK$1,420/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,912/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,630
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,396
−HK$779/mo
Today · 4.125%
HK$26,175
baseline
▲ 0.50% · 4.625%
HK$27,767
+HK$1,592/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,350/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,401
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,136
−HK$745/mo
Today · 4.125%
HK$28,881
baseline
▲ 0.50% · 4.625%
HK$30,403
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,762/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,272
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,089
−HK$831/mo
Today · 4.125%
HK$27,920
baseline
▲ 0.50% · 4.625%
HK$29,618
+HK$1,698/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,840/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,227
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,011
−HK$795/mo
Today · 4.125%
HK$30,806
baseline
▲ 0.50% · 4.625%
HK$32,430
+HK$1,624/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,612/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,914
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,782
−HK$882/mo
Today · 4.125%
HK$29,664
baseline
▲ 0.50% · 4.625%
HK$31,469
+HK$1,805/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,328/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,054
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,887
−HK$845/mo
Today · 4.125%
HK$32,732
baseline
▲ 0.50% · 4.625%
HK$34,457
+HK$1,725/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,464/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,556
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,475
−HK$934/mo
Today · 4.125%
HK$31,409
baseline
▲ 0.50% · 4.625%
HK$33,321
+HK$1,912/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,818/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,881
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,763
−HK$894/mo
Today · 4.125%
HK$34,657
baseline
▲ 0.50% · 4.625%
HK$36,484
+HK$1,827/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,314/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).