▼ 0.50% · 3.625%
HK$22,606
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,309
−HK$715/mo
Today · 4.125%
HK$24,024
baseline
▲ 0.50% · 4.625%
HK$25,486
+HK$1,462/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,048/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,149
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,824
−HK$684/mo
Today · 4.125%
HK$26,508
baseline
▲ 0.50% · 4.625%
HK$27,905
+HK$1,397/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,016/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,867
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,640
−HK$786/mo
Today · 4.125%
HK$26,426
baseline
▲ 0.50% · 4.625%
HK$28,034
+HK$1,608/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,852/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,664
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,406
−HK$753/mo
Today · 4.125%
HK$29,159
baseline
▲ 0.50% · 4.625%
HK$30,696
+HK$1,537/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,318/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,127
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,971
−HK$857/mo
Today · 4.125%
HK$28,828
baseline
▲ 0.50% · 4.625%
HK$30,583
+HK$1,755/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,656/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,179
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,988
−HK$821/mo
Today · 4.125%
HK$31,809
baseline
▲ 0.50% · 4.625%
HK$33,486
+HK$1,677/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,618/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,388
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,302
−HK$929/mo
Today · 4.125%
HK$31,231
baseline
▲ 0.50% · 4.625%
HK$33,131
+HK$1,900/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,462/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,694
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,571
−HK$889/mo
Today · 4.125%
HK$34,460
baseline
▲ 0.50% · 4.625%
HK$36,277
+HK$1,817/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,920/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,649
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,633
−HK$1,000/mo
Today · 4.125%
HK$33,633
baseline
▲ 0.50% · 4.625%
HK$35,680
+HK$2,047/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,266/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,209
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,153
−HK$958/mo
Today · 4.125%
HK$37,111
baseline
▲ 0.50% · 4.625%
HK$39,067
+HK$1,956/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,222/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,909
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,964
−HK$1,072/mo
Today · 4.125%
HK$36,036
baseline
▲ 0.50% · 4.625%
HK$38,228
+HK$2,192/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$72,072/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,724
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,735
−HK$1,027/mo
Today · 4.125%
HK$39,762
baseline
▲ 0.50% · 4.625%
HK$41,858
+HK$2,096/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$79,524/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,170
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,295
−HK$1,143/mo
Today · 4.125%
HK$38,438
baseline
▲ 0.50% · 4.625%
HK$40,777
+HK$2,339/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$76,876/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,239
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,318
−HK$1,095/mo
Today · 4.125%
HK$42,413
baseline
▲ 0.50% · 4.625%
HK$44,648
+HK$2,235/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$84,826/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,430
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,626
−HK$1,214/mo
Today · 4.125%
HK$40,840
baseline
▲ 0.50% · 4.625%
HK$43,325
+HK$2,485/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$81,680/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,753
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,900
−HK$1,163/mo
Today · 4.125%
HK$45,063
baseline
▲ 0.50% · 4.625%
HK$47,439
+HK$2,376/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$90,126/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,691
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,957
−HK$1,286/mo
Today · 4.125%
HK$43,243
baseline
▲ 0.50% · 4.625%
HK$45,874
+HK$2,631/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,486/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,268
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,482
−HK$1,232/mo
Today · 4.125%
HK$47,714
baseline
▲ 0.50% · 4.625%
HK$50,229
+HK$2,515/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,428/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,386 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).