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Crescira AVM · estimated value Medium confidence
HK$3.81M
≈ HK$9,510 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$381K, with repayments around HK$16,634/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$15,653
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,139
−HK$495/mo
Today · 4.125%
HK$16,634
baseline
▲ 0.50% · 4.625%
HK$17,646
+HK$1,012/mo

Deposit HK$381K · loan HK$3.43M · min. income ≈ HK$33,268/mo (50% DSR)

Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Tai Wo Hau Station
≈ 2 min walk · 108 m
Education
83
schools within 1 km (23 within 500 m)
Daily convenience
80
within 1 km (22 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
112
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Tai Wo Hau Station Station.

Family-friendly — 83 schools within a 1 km walk.

Everyday convenience — 80 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 112 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
10
Saleable Area
401 Saleable ft²
Gross Area
514 ft²
Efficiency
78%
District
Kwai Tsing District · New Territories West
School net (POA)
65

Transaction History

Date Price Gain / loss
2025-05-16 HK$3.68M +137.4%
2009-07-20 HK$1.55M +39.6%
2005-02-05 HK$1.11M
Data sourced from Renavon.com