Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$351K, with repayments around HK$15,290/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$351K · loan HK$3.15M · min. income ≈ HK$30,580/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- D
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-10 | HK$3.45M | +3.9% 1.7y · 2.0%/yr |
| 2024-06-17 | HK$3.32M | −19.0% 6.3y · −3.0%/yr |
| 2018-03-09 | HK$4.10M | +59.5% 3.9y · 15.0%/yr |
| 2014-03-31 | HK$2.57M | +36.7% |
| 2011-07-11 | HK$1.88M | +50.4% |
| 1996-07-26 | HK$1.25M | — |