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At today's rate and a 90% mortgage, the deposit on this unit is about HK$341K, with repayments around HK$14,855/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$341K · loan HK$3.07M · min. income ≈ HK$29,710/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 19 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- H
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 406 ft²
- Efficiency
- 80%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-05 | HK$3.03M | −32.4% 6.0y · −5.0%/yr |
| 2019-02-20 | HK$4.48M | +37.4% 4.1y · 9.0%/yr |
| 2015-01-20 | HK$3.26M | +89.5% |
| 2011-01-19 | HK$1.72M | +35.4% |
| 2009-10-06 | HK$1.27M | +35.1% |
| 2000-05-30 | HK$940K | +2.2% |
| 2000-04-06 | HK$920K | −49.2% |
| 1997-06-17 | HK$1.81M | +52.1% |
| 1995-12-01 | HK$1.19M | — |