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At today's rate and a 90% mortgage, the deposit on this unit is about HK$398K, with repayments around HK$17,360/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$398K · loan HK$3.58M · min. income ≈ HK$34,720/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- G
- Saleable Area
- 341 Saleable ft²
- Gross Area
- 458 ft²
- Efficiency
- 74%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-27 | HK$3.80M | −20.8% 4.7y · −5.0%/yr |
| 2020-12-30 | HK$4.80M | +69.6% 7.0y · 10.0%/yr |
| 2014-01-10 | HK$2.83M | +45.9% |
| 2011-11-17 | HK$1.94M | +38.6% |
| 2008-05-13 | HK$1.40M | +55.6% |
| 2005-05-05 | HK$900K | −60.0% |
| 1997-11-05 | HK$2.25M | +54.1% |
| 1996-08-31 | HK$1.46M | — |