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At today's rate and a 90% mortgage, the deposit on this unit is about HK$330K, with repayments around HK$14,391/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$330K · loan HK$2.97M · min. income ≈ HK$28,782/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- E
- Saleable Area
- 287 Saleable ft²
- Gross Area
- 427 ft²
- Efficiency
- 67%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-10-17 | HK$4.02M | −16.2% 4.3y · −4.0%/yr |
| 2019-06-14 | HK$4.80M | +0.0% 0.4y |
| 2019-01-18 | HK$4.80M | +1.1% 0.5y |
| 2018-06-29 | HK$4.75M | +452.3% 10.9y · 41.0%/yr |
| 2007-08-24 | HK$860K | +11.7% |
| 2005-01-14 | HK$770K | — |