▼ 0.50% · 3.625%
HK$4,496
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,636
−HK$142/mo
Today · 4.125%
HK$4,778
baseline
▲ 0.50% · 4.625%
HK$5,069
+HK$291/mo
Deposit HK$986K · loan HK$986K · min. income ≈ HK$9,556/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,002
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,136
−HK$136/mo
Today · 4.125%
HK$5,272
baseline
▲ 0.50% · 4.625%
HK$5,550
+HK$278/mo
Deposit HK$986K · loan HK$986K · min. income ≈ HK$10,544/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$156/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$320/mo
Deposit HK$887K · loan HK$1.08M · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$149/mo
Today · 4.125%
HK$5,799
baseline
▲ 0.50% · 4.625%
HK$6,105
+HK$306/mo
Deposit HK$887K · loan HK$1.08M · min. income ≈ HK$11,598/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,395
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,563
−HK$171/mo
Today · 4.125%
HK$5,734
baseline
▲ 0.50% · 4.625%
HK$6,083
+HK$349/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$11,468/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,002
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,163
−HK$164/mo
Today · 4.125%
HK$6,327
baseline
▲ 0.50% · 4.625%
HK$6,660
+HK$333/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$12,654/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,845
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,027
−HK$185/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,590
+HK$378/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,503
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,677
−HK$177/mo
Today · 4.125%
HK$6,854
baseline
▲ 0.50% · 4.625%
HK$7,215
+HK$361/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$13,708/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,295
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,490
−HK$199/mo
Today · 4.125%
HK$6,689
baseline
▲ 0.50% · 4.625%
HK$7,096
+HK$407/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$13,378/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,003
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,191
−HK$190/mo
Today · 4.125%
HK$7,381
baseline
▲ 0.50% · 4.625%
HK$7,770
+HK$389/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$14,762/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,744
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,954
−HK$213/mo
Today · 4.125%
HK$7,167
baseline
▲ 0.50% · 4.625%
HK$7,603
+HK$436/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$14,334/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,503
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,704
−HK$204/mo
Today · 4.125%
HK$7,908
baseline
▲ 0.50% · 4.625%
HK$8,325
+HK$417/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$15,816/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,194
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,418
−HK$227/mo
Today · 4.125%
HK$7,645
baseline
▲ 0.50% · 4.625%
HK$8,110
+HK$465/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$15,290/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,003
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,218
−HK$218/mo
Today · 4.125%
HK$8,436
baseline
▲ 0.50% · 4.625%
HK$8,880
+HK$444/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$16,872/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,644
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,881
−HK$242/mo
Today · 4.125%
HK$8,123
baseline
▲ 0.50% · 4.625%
HK$8,617
+HK$494/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,246/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,503
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,731
−HK$232/mo
Today · 4.125%
HK$8,963
baseline
▲ 0.50% · 4.625%
HK$9,435
+HK$472/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,926/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,093
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,345
−HK$256/mo
Today · 4.125%
HK$8,601
baseline
▲ 0.50% · 4.625%
HK$9,124
+HK$523/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,202/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,004
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,245
−HK$245/mo
Today · 4.125%
HK$9,490
baseline
▲ 0.50% · 4.625%
HK$9,990
+HK$500/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,980/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).