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At today's rate and a 90% mortgage, the deposit on this unit is about HK$347K, with repayments around HK$15,134/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$347K · loan HK$3.12M · min. income ≈ HK$30,268/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- F
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-22 | HK$3.00M | −21.1% 6.6y · −3.0%/yr |
| 2017-08-24 | HK$3.80M | +175.4% 7.5y · 24.0%/yr |
| 2010-02-17 | HK$1.38M | +50.0% |
| 2006-03-21 | HK$920K | +7.0% |
| 2006-02-21 | HK$860K | +4.9% |
| 2006-02-07 | HK$820K | −1.2% |
| 2006-01-06 | HK$830K | −53.9% |
| 1997-06-18 | HK$1.80M | +44.0% |
| 1996-10-12 | HK$1.25M | — |