▼ 0.50% · 3.625%
HK$17,724
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,275
−HK$560/mo
Today · 4.125%
HK$18,835
baseline
▲ 0.50% · 4.625%
HK$19,981
+HK$1,146/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,670/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,718
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,246
−HK$537/mo
Today · 4.125%
HK$20,783
baseline
▲ 0.50% · 4.625%
HK$21,878
+HK$1,095/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,566/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,496
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,103
−HK$616/mo
Today · 4.125%
HK$20,719
baseline
▲ 0.50% · 4.625%
HK$21,980
+HK$1,261/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,438/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,689
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,271
−HK$590/mo
Today · 4.125%
HK$22,861
baseline
▲ 0.50% · 4.625%
HK$24,066
+HK$1,205/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,722/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,269
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,930
−HK$672/mo
Today · 4.125%
HK$22,602
baseline
▲ 0.50% · 4.625%
HK$23,978
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,204/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,661
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,296
−HK$643/mo
Today · 4.125%
HK$24,939
baseline
▲ 0.50% · 4.625%
HK$26,254
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,878/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,041
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,758
−HK$728/mo
Today · 4.125%
HK$24,486
baseline
▲ 0.50% · 4.625%
HK$25,976
+HK$1,490/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,972/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,633
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,320
−HK$698/mo
Today · 4.125%
HK$27,018
baseline
▲ 0.50% · 4.625%
HK$28,442
+HK$1,424/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,036/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,813
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,585
−HK$784/mo
Today · 4.125%
HK$26,369
baseline
▲ 0.50% · 4.625%
HK$27,974
+HK$1,605/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,738/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,605
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,345
−HK$751/mo
Today · 4.125%
HK$29,096
baseline
▲ 0.50% · 4.625%
HK$30,630
+HK$1,534/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,192/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,586
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,413
−HK$840/mo
Today · 4.125%
HK$28,253
baseline
▲ 0.50% · 4.625%
HK$29,972
+HK$1,719/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,506/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,576
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,370
−HK$804/mo
Today · 4.125%
HK$31,174
baseline
▲ 0.50% · 4.625%
HK$32,818
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,348/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,358
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,240
−HK$896/mo
Today · 4.125%
HK$30,136
baseline
▲ 0.50% · 4.625%
HK$31,970
+HK$1,834/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$60,272/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,548
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,394
−HK$859/mo
Today · 4.125%
HK$33,253
baseline
▲ 0.50% · 4.625%
HK$35,005
+HK$1,752/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$66,506/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,131
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,068
−HK$952/mo
Today · 4.125%
HK$32,020
baseline
▲ 0.50% · 4.625%
HK$33,968
+HK$1,948/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,040/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,520
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,419
−HK$912/mo
Today · 4.125%
HK$35,331
baseline
▲ 0.50% · 4.625%
HK$37,193
+HK$1,862/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,662/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,903
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,895
−HK$1,009/mo
Today · 4.125%
HK$33,904
baseline
▲ 0.50% · 4.625%
HK$35,966
+HK$2,062/mo
Deposit HK$777K · loan HK$7.00M · min. income ≈ HK$67,808/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,492
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,444
−HK$965/mo
Today · 4.125%
HK$37,409
baseline
▲ 0.50% · 4.625%
HK$39,381
+HK$1,972/mo
Deposit HK$777K · loan HK$7.00M · min. income ≈ HK$74,818/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,183 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).