▼ 0.50% · 3.625%
HK$16,387
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,897
−HK$518/mo
Today · 4.125%
HK$17,415
baseline
▲ 0.50% · 4.625%
HK$18,475
+HK$1,060/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,830/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,231
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,720
−HK$496/mo
Today · 4.125%
HK$19,216
baseline
▲ 0.50% · 4.625%
HK$20,229
+HK$1,013/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,432/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,026
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,587
−HK$569/mo
Today · 4.125%
HK$19,156
baseline
▲ 0.50% · 4.625%
HK$20,322
+HK$1,166/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,312/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,054
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,592
−HK$545/mo
Today · 4.125%
HK$21,137
baseline
▲ 0.50% · 4.625%
HK$22,251
+HK$1,114/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,274/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,665
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,277
−HK$621/mo
Today · 4.125%
HK$20,898
baseline
▲ 0.50% · 4.625%
HK$22,170
+HK$1,272/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,796/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,877
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,464
−HK$595/mo
Today · 4.125%
HK$23,059
baseline
▲ 0.50% · 4.625%
HK$24,274
+HK$1,215/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,118/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,304
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,966
−HK$673/mo
Today · 4.125%
HK$22,639
baseline
▲ 0.50% · 4.625%
HK$24,017
+HK$1,378/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$45,278/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,700
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,336
−HK$644/mo
Today · 4.125%
HK$24,980
baseline
▲ 0.50% · 4.625%
HK$26,297
+HK$1,317/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$49,960/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,942
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,656
−HK$725/mo
Today · 4.125%
HK$24,381
baseline
▲ 0.50% · 4.625%
HK$25,865
+HK$1,484/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,762/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,523
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,208
−HK$694/mo
Today · 4.125%
HK$26,902
baseline
▲ 0.50% · 4.625%
HK$28,320
+HK$1,418/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,804/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,581
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,346
−HK$776/mo
Today · 4.125%
HK$26,122
baseline
▲ 0.50% · 4.625%
HK$27,712
+HK$1,590/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,244/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,346
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,080
−HK$744/mo
Today · 4.125%
HK$28,824
baseline
▲ 0.50% · 4.625%
HK$30,343
+HK$1,519/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,648/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,220
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,035
−HK$829/mo
Today · 4.125%
HK$27,864
baseline
▲ 0.50% · 4.625%
HK$29,559
+HK$1,695/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,728/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,169
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,952
−HK$793/mo
Today · 4.125%
HK$30,745
baseline
▲ 0.50% · 4.625%
HK$32,366
+HK$1,621/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,490/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,859
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,725
−HK$880/mo
Today · 4.125%
HK$29,605
baseline
▲ 0.50% · 4.625%
HK$31,407
+HK$1,802/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,210/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,992
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,824
−HK$843/mo
Today · 4.125%
HK$32,667
baseline
▲ 0.50% · 4.625%
HK$34,389
+HK$1,722/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,334/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,497
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$932/mo
Today · 4.125%
HK$31,347
baseline
▲ 0.50% · 4.625%
HK$33,254
+HK$1,907/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,694/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,815
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,695
−HK$893/mo
Today · 4.125%
HK$34,588
baseline
▲ 0.50% · 4.625%
HK$36,411
+HK$1,823/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,176/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,599 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).