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At today's rate and a 90% mortgage, the deposit on this unit is about HK$250K, with repayments around HK$10,925/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,850/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Tsuen Wan Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 5
- Saleable Area
- 354 Saleable ft²
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-12 | HK$3.23M | +19.6% 3.4y · 6.0%/yr |
| 2017-05-23 | HK$2.70M | +22.7% 3.9y · 6.0%/yr |
| 2013-07-17 | HK$2.20M | +34.1% |
| 2012-02-23 | HK$1.64M | +56.2% |
| 2009-07-22 | HK$1.05M | +5.0% |
| 2009-05-08 | HK$1.00M | +22.0% |
| 2008-01-07 | HK$820K | +9.3% |
| 2007-09-27 | HK$750K | — |