▼ 0.50% · 3.625%
HK$4,490
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$142/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$290/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,996
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$136/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$278/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,939
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$156/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$320/mo
Deposit HK$886K · loan HK$1.08M · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,495
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$150/mo
Today · 4.125%
HK$5,792
baseline
▲ 0.50% · 4.625%
HK$6,097
+HK$305/mo
Deposit HK$886K · loan HK$1.08M · min. income ≈ HK$11,584/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,388
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,556
−HK$170/mo
Today · 4.125%
HK$5,726
baseline
▲ 0.50% · 4.625%
HK$6,075
+HK$349/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$11,452/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,995
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,155
−HK$163/mo
Today · 4.125%
HK$6,318
baseline
▲ 0.50% · 4.625%
HK$6,652
+HK$334/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$12,636/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,838
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,019
−HK$185/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,581
+HK$377/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,494
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,668
−HK$177/mo
Today · 4.125%
HK$6,845
baseline
▲ 0.50% · 4.625%
HK$7,206
+HK$361/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$13,690/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,287
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,482
−HK$199/mo
Today · 4.125%
HK$6,681
baseline
▲ 0.50% · 4.625%
HK$7,087
+HK$406/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$13,362/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,994
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,181
−HK$191/mo
Today · 4.125%
HK$7,372
baseline
▲ 0.50% · 4.625%
HK$7,760
+HK$388/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$14,744/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,736
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,945
−HK$213/mo
Today · 4.125%
HK$7,158
baseline
▲ 0.50% · 4.625%
HK$7,594
+HK$436/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$14,316/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,493
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,694
−HK$204/mo
Today · 4.125%
HK$7,898
baseline
▲ 0.50% · 4.625%
HK$8,314
+HK$416/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$15,796/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,185
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,408
−HK$227/mo
Today · 4.125%
HK$7,635
baseline
▲ 0.50% · 4.625%
HK$8,100
+HK$465/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$15,270/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,993
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,207
−HK$218/mo
Today · 4.125%
HK$8,425
baseline
▲ 0.50% · 4.625%
HK$8,869
+HK$444/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$16,850/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,634
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,871
−HK$241/mo
Today · 4.125%
HK$8,112
baseline
▲ 0.50% · 4.625%
HK$8,606
+HK$494/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,224/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,492
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,720
−HK$231/mo
Today · 4.125%
HK$8,951
baseline
▲ 0.50% · 4.625%
HK$9,423
+HK$472/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,902/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,083
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,334
−HK$256/mo
Today · 4.125%
HK$8,590
baseline
▲ 0.50% · 4.625%
HK$9,112
+HK$522/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,180/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,992
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,233
−HK$245/mo
Today · 4.125%
HK$9,478
baseline
▲ 0.50% · 4.625%
HK$9,977
+HK$499/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,956/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).