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At today's rate and a 90% mortgage, the deposit on this unit is about HK$326K, with repayments around HK$14,237/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$326K · loan HK$2.94M · min. income ≈ HK$28,474/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-13 | HK$2.35M | −38.8% 8.3y · −5.0%/yr |
| 2017-04-05 | HK$3.84M | +60.0% 4.1y · 15.0%/yr |
| 2013-03-11 | HK$2.40M | +47.2% |
| 2011-02-14 | HK$1.63M | +5.8% |
| 2010-11-23 | HK$1.54M | +10.0% |
| 2010-11-08 | HK$1.40M | +19.7% |
| 2008-03-26 | HK$1.17M | +30.0% |
| 2007-12-12 | HK$900K | +40.6% |
| 2001-11-22 | HK$640K | — |