▼ 0.50% · 3.625%
HK$5,020
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$158/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,660
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,585
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$152/mo
Today · 4.125%
HK$5,887
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,774/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,522
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,694
−HK$175/mo
Today · 4.125%
HK$5,869
baseline
▲ 0.50% · 4.625%
HK$6,226
+HK$357/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$11,738/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,144
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,308
−HK$168/mo
Today · 4.125%
HK$6,476
baseline
▲ 0.50% · 4.625%
HK$6,817
+HK$341/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$12,952/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,025
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,212
−HK$190/mo
Today · 4.125%
HK$6,402
baseline
▲ 0.50% · 4.625%
HK$6,792
+HK$390/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$12,804/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,702
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,882
−HK$182/mo
Today · 4.125%
HK$7,064
baseline
▲ 0.50% · 4.625%
HK$7,437
+HK$373/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$14,128/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,527
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,730
−HK$206/mo
Today · 4.125%
HK$6,936
baseline
▲ 0.50% · 4.625%
HK$7,358
+HK$422/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,872/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,261
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,455
−HK$198/mo
Today · 4.125%
HK$7,653
baseline
▲ 0.50% · 4.625%
HK$8,056
+HK$403/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,306/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,029
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,247
−HK$222/mo
Today · 4.125%
HK$7,469
baseline
▲ 0.50% · 4.625%
HK$7,924
+HK$455/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$14,938/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,819
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,029
−HK$213/mo
Today · 4.125%
HK$8,242
baseline
▲ 0.50% · 4.625%
HK$8,676
+HK$434/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$16,484/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,531
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,765
−HK$238/mo
Today · 4.125%
HK$8,003
baseline
▲ 0.50% · 4.625%
HK$8,490
+HK$487/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$16,006/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,378
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,602
−HK$228/mo
Today · 4.125%
HK$8,830
baseline
▲ 0.50% · 4.625%
HK$9,296
+HK$466/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,660/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,033
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,283
−HK$253/mo
Today · 4.125%
HK$8,536
baseline
▲ 0.50% · 4.625%
HK$9,056
+HK$520/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,072/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,936
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,176
−HK$243/mo
Today · 4.125%
HK$9,419
baseline
▲ 0.50% · 4.625%
HK$9,916
+HK$497/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,838/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,535
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,800
−HK$270/mo
Today · 4.125%
HK$9,070
baseline
▲ 0.50% · 4.625%
HK$9,622
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,140/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,495
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,749
−HK$259/mo
Today · 4.125%
HK$10,008
baseline
▲ 0.50% · 4.625%
HK$10,535
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,016/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,037
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,318
−HK$285/mo
Today · 4.125%
HK$9,603
baseline
▲ 0.50% · 4.625%
HK$10,188
+HK$585/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,206/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,053
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,323
−HK$273/mo
Today · 4.125%
HK$10,596
baseline
▲ 0.50% · 4.625%
HK$11,155
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,192/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).