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At today's rate and a 90% mortgage, the deposit on this unit is about HK$481K, with repayments around HK$20,982/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,964/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$98,546 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 93 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 4
- Saleable Area
- 352 Saleable ft²
- Gross Area
- 488 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-30 | HK$4.59M | −26.9% 6.3y · −4.0%/yr |
| 2019-12-13 | HK$6.28M | +35.6% 4.9y · 7.0%/yr |
| 2015-01-29 | HK$4.63M | +58.0% |
| 2010-09-17 | HK$2.93M | +46.5% |
| 2009-05-06 | HK$2.00M | −8.7% |
| 1996-10-29 | HK$2.19M | — |