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Crescira AVM · estimated value ● Medium confidence
HK$13.04M
≈ HK$10,912 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.91M, with repayments around HK$44,240/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,630
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$42,925
−HK$1,315/mo
Today · 4.125%
HK$44,240
baseline
▲ 0.50% · 4.625%
HK$46,932
+HK$2,692/mo

Deposit HK$3.91M · loan HK$9.13M · min. income ≈ HK$88,480/mo (50% DSR)

Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,018 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
D
Saleable Area
1,195 ft²
Gross Area
1,409 ft²
Efficiency
85%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2024-05-06 HK$12.50M +101.6%
25.8y
1998-08-07 HK$6.20M −34.7%
1.1y
1997-07-24 HK$9.50M +15.9%
0.2y
1997-04-07 HK$8.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 11 min walk · 818 m
Education
106
schools within 1 km (23 within 500 m)
Daily convenience
34
within 1 km (2 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 106 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building