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At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,527/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$379K · loan HK$3.41M · min. income ≈ HK$33,054/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Ho Man Tin Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 4
- Saleable Area
- 341 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 81%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-17 | HK$3.50M | −12.5% 8.1y · −2.0%/yr |
| 2017-06-28 | HK$4.00M | +90.5% 3.9y · 23.0%/yr |
| 2013-07-19 | HK$2.10M | +98.1% |
| 2006-04-27 | HK$1.06M | +16.5% |
| 2001-01-17 | HK$910K | −37.2% |
| 1996-10-02 | HK$1.45M | — |