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Crescira AVM · estimated value Medium confidence
HK$10.09M
≈ HK$13,863 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.03M, with repayments around HK$34,238/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,218
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,220
−HK$1,018/mo
Today · 4.125%
HK$34,238
baseline
▲ 0.50% · 4.625%
HK$36,321
+HK$2,083/mo

Deposit HK$3.03M · loan HK$7.06M · min. income ≈ HK$68,476/mo (50% DSR)

Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$378,456 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
D
Saleable Area
728 ft²
Gross Area
862 ft²
Efficiency
84%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2010-02-03 HK$5.25M +0.0%
2010-01-27 HK$5.25M +41.9%
2005-02-28 HK$3.70M +2.8%
1999-03-04 HK$3.60M −28.0%
1997-02-25 HK$5.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 10 min walk · 751 m
Education
93
schools within 1 km (21 within 500 m)
Daily convenience
44
within 1 km (6 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Family-friendly — 93 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com