Skip to content
Crescira AVM · estimated value Medium confidence
HK$11.60M
≈ HK$14,267 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.48M, with repayments around HK$39,351/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,029
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,181
−HK$1,170/mo
Today · 4.125%
HK$39,351
baseline
▲ 0.50% · 4.625%
HK$41,745
+HK$2,394/mo

Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$78,702/mo (50% DSR)

Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,971 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
A
Saleable Area
813 ft²
Gross Area
929 ft²
Efficiency
88%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2026-01-08 HK$10.48M +9.2%
13.3y
2012-09-25 HK$9.60M +86.4%
1996-11-04 HK$5.15M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 9 min walk · 710 m
Education
101
schools within 1 km (19 within 500 m)
Daily convenience
42
within 1 km (4 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
56
parks, libraries, sports within 1 km

Family-friendly — 101 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com