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Crescira AVM · estimated value ● Medium confidence
HK$10.72M
≈ HK$11,900 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.22M, with repayments around HK$36,375/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,229
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,294
−HK$1,081/mo
Today · 4.125%
HK$36,375
baseline
▲ 0.50% · 4.625%
HK$38,589
+HK$2,214/mo

Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,750/mo (50% DSR)

Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,080 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
A
Saleable Area
901 ft²
Gross Area
1,128 ft²
Efficiency
80%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2022-05-16 HK$9.50M +39.7%
11.0y
2011-05-24 HK$6.80M +37.1%
3.3y
2008-01-18 HK$4.96M +36.6%
3.2y
2004-11-06 HK$3.63M −43.1%
7.4y
1997-07-31 HK$6.38M +62.3%
1996-03-11 HK$3.93M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 8 min walk · 620 m
Education
108
schools within 1 km (15 within 500 m)
Daily convenience
40
within 1 km (3 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Family-friendly — 108 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building