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Crescira AVM · estimated value ● Medium confidence
HK$22.88M
≈ HK$16,103 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.86M, with repayments around HK$77,628/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$73,047
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,319
−HK$2,309/mo
Today · 4.125%
HK$77,628
baseline
▲ 0.50% · 4.625%
HK$82,351
+HK$4,723/mo

Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$155,256/mo (50% DSR)

Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,481 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
A
Saleable Area
1,421 ft²
Gross Area
1,632 ft²
Efficiency
87%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2014-01-20 HK$17.80M +55.1%
4.1y
2009-12-29 HK$11.48M +20.8%
3.7y
2006-04-06 HK$9.50M −35.7%
8.1y
1998-02-14 HK$14.78M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 12 min walk · 919 m
Education
112
schools within 1 km (25 within 500 m)
Daily convenience
26
within 1 km (0 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 112 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building