▼ 0.50% · 3.625%
HK$20,051
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,675
−HK$634/mo
Today · 4.125%
HK$21,309
baseline
▲ 0.50% · 4.625%
HK$22,605
+HK$1,296/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,618/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,307
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,905
−HK$607/mo
Today · 4.125%
HK$23,512
baseline
▲ 0.50% · 4.625%
HK$24,751
+HK$1,239/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,024/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,057
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,743
−HK$697/mo
Today · 4.125%
HK$23,440
baseline
▲ 0.50% · 4.625%
HK$24,866
+HK$1,426/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,880/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,538
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,196
−HK$667/mo
Today · 4.125%
HK$25,863
baseline
▲ 0.50% · 4.625%
HK$27,227
+HK$1,364/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,726/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,062
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,810
−HK$761/mo
Today · 4.125%
HK$25,571
baseline
▲ 0.50% · 4.625%
HK$27,126
+HK$1,555/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,142/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,768
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,486
−HK$729/mo
Today · 4.125%
HK$28,215
baseline
▲ 0.50% · 4.625%
HK$29,702
+HK$1,487/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,430/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,067
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,878
−HK$823/mo
Today · 4.125%
HK$27,701
baseline
▲ 0.50% · 4.625%
HK$29,387
+HK$1,686/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,402/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,999
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,777
−HK$789/mo
Today · 4.125%
HK$30,566
baseline
▲ 0.50% · 4.625%
HK$32,177
+HK$1,611/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,132/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,072
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,945
−HK$887/mo
Today · 4.125%
HK$29,832
baseline
▲ 0.50% · 4.625%
HK$31,648
+HK$1,816/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,664/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,230
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,067
−HK$850/mo
Today · 4.125%
HK$32,917
baseline
▲ 0.50% · 4.625%
HK$34,652
+HK$1,735/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,834/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,077
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,013
−HK$950/mo
Today · 4.125%
HK$31,963
baseline
▲ 0.50% · 4.625%
HK$33,908
+HK$1,945/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,926/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,460
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,358
−HK$910/mo
Today · 4.125%
HK$35,268
baseline
▲ 0.50% · 4.625%
HK$37,127
+HK$1,859/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,536/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,082
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,080
−HK$1,014/mo
Today · 4.125%
HK$34,094
baseline
▲ 0.50% · 4.625%
HK$36,169
+HK$2,075/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,188/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,691
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,648
−HK$971/mo
Today · 4.125%
HK$37,619
baseline
▲ 0.50% · 4.625%
HK$39,602
+HK$1,983/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,238/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,087
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,148
−HK$1,077/mo
Today · 4.125%
HK$36,225
baseline
▲ 0.50% · 4.625%
HK$38,429
+HK$2,204/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,450/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,922
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,939
−HK$1,032/mo
Today · 4.125%
HK$39,971
baseline
▲ 0.50% · 4.625%
HK$42,078
+HK$2,107/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,942/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,092
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,215
−HK$1,141/mo
Today · 4.125%
HK$38,356
baseline
▲ 0.50% · 4.625%
HK$40,690
+HK$2,334/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$76,712/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,153
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,229
−HK$1,093/mo
Today · 4.125%
HK$42,322
baseline
▲ 0.50% · 4.625%
HK$44,553
+HK$2,231/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$84,644/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,805 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).